Guarantee fee standard of loan company

Legal analysis: 1, the guarantee amount is less than 5 million yuan, and the annual guarantee rate is 5%; 2. The guarantee amount is more than 5 million yuan,100000 yuan, and the annual guarantee rate is 4%; 3. The annual guarantee rate is 3% for the part with the guarantee amount exceeding 6,543,800+million; 4. If the guarantee fee charged at the above rate is less than 2,000 yuan, it shall be charged at no less than 2,000 yuan.

Legal basis: Article 388 of the Civil Code of People's Republic of China (PRC) establishes a security interest, and a security contract shall be concluded in accordance with this law and other laws. Guarantee contracts include mortgage contracts, pledge contracts and other contracts with guarantee functions. The guarantee contract is a subsidiary contract of the main creditor's rights and debts contract. If the principal creditor's rights and debts contract is invalid, the guarantee contract is invalid, unless otherwise stipulated by law. If the debtor, guarantor and creditor are at fault after the guaranty contract is confirmed to be invalid, they shall bear corresponding civil liabilities according to their faults.