So since I asked AIA, my father would like to take this opportunity to introduce this company to you.
I. Introduction of AIA Company
AIA, AIA Holdings Limited and their subsidiaries (collectively referred to as AIA or the Group), headquartered in Hongkong, China, are independently listed life insurance groups. Operating in the 17 market in the Asia-Pacific region, it is the largest life insurance group in the Asia-Pacific region. Now it has developed in Chinese mainland for 28 years, with a good reputation and total assets of hundreds of billions of dollars.
Most people in China think that AIA is an American enterprise. AIA is an insurance company headquartered in Hong Kong and listed in Hong Kong, mainly engaged in business in the Asia-Pacific region. It is the only wholly foreign-owned insurance company in China. However, AIA agents sometimes like to use the name of American insurance companies, probably because they think it is more international.
Second, AIA products
AIA's business in China is very rich, including life insurance and property insurance, with products ranging from life and death to wealth management.
1, life insurance?
Life insurance: AIA has enjoyed life insurance such as 20 17 life insurance (dividend bank) from generation to generation, and has no term life insurance products.
Critical illness insurance: AIA's flagship universal insurance plan and other lifelong critical illness insurance, and there are no regular critical illness products.
Medical insurance: one-year medical insurance such as AIA worry-free second-generation high-end medical insurance.
Accident insurance: short-term and long-term accident insurance.
2. Property insurance?
Endowment insurance: AIA handed down Jinsheng elite pension insurance plan-dividend annuity insurance.
Education Insurance: the Wealth Health Protection Plan Inherited by AIA-Dividend Annuity Insurance
Financial insurance: AIA handed down Jinsheng family business insurance plan-dividend annuity insurance.
If you want dad to recommend a friendly product with high cost performance. Dad can only say that people are taking the "tall" route.
Three. AIA features 1. The most prominent feature of AIA's critical illness insurance is "expensive", which is a rare critical illness insurance in China that is more expensive than Ping An.
2. The second outstanding feature is the "completeness" of insurance.
3. The third outstanding feature is "75 years old", and AIA is only 75 years old for mild illness. Most products of other companies will have a unified critical illness protection period.
4. The fourth characteristic is "humanization".
Dad concluded: So, will AIA buy it or not? AIA is a very professional insurance company, with few domestic branches, a little small and sophisticated. The overall quality of personnel is relatively high, and the service is also relatively good, with a certain brand premium.
However, it is irrational to pay for such gimmicks as "the only wholly foreign-owned insurance company in China" and "a century-old shop". When buying insurance in China, choosing "product" is much more important than choosing "brand". If you want to see more AIA product consultation, please poke: "AIA Critical Illness Insurance Evaluation: How about Quanyou Xianghui Glory 20 19 Universal Insurance? 》