When can the company loan in Shanwei City, Guangdong Province come down?
Corporate loans are not like personal loans. Institutions need to check the credit status of enterprises, and the process is complicated, so there is no specific lending time. In addition, different lending institutions have different approval speeds for loans. For example, the threshold for bank loans is relatively high, the qualifications of enterprises will be strictly controlled, and the lending time will be slower; Finance companies are slightly lower, and the lending speed is naturally faster.
In addition, the nature of corporate loans will also affect the lending time. Like credit loans, it usually takes about 7 working days, and some loans can be made on the same day; If it is a mortgage loan, it may take about 15 working days because it involves collateral evaluation, mortgage registration and other links.
How to shorten the time of company loan?
First of all, we have to find loan companies and products that match the qualifications of enterprises, such as bank loans, finance company loans, credit loans or mortgage loans.
Secondly, find out what kind of requirements the lending institution has for handling loans, and prepare all kinds of materials and certificates needed, such as the borrower's valid ID card, asset certificate, credit standing, etc. Business license of the company, tax details of the last 1 year, financial statements of the last two years, company settlement account, etc. It is best to call the lending institution to clarify before lending.
Finally, clarify the loan process and steps, and don't run around.