Gitzo Finance is a genuine loan platform. Established on 20 10, 1 10, it is one of the first four pilot consumer finance companies approved by CBRC. 20 10 officially opened at the end of 0/0, and it is also the first wholly foreign-owned consumer finance company in China.
It mainly provides two types of consumer financial services: commodity loans and consumer loans. Commodity loans are aimed at mobile phones, home appliances, motorcycles, electric cars, computers and so on. The maximum loan amount is 200,000 yuan. At least 18 years old, with good personal credit and the ability to repay the principal and interest of the loan on time, you can apply, and provide your personal ID card, mobile phone number with real name registration system and bank card under your name.
Is Gitzo loan legal?
Is Gitzo Loan a formal company?
Gitzo is a regular company. Gitzo Loan is networked with the credit information system of China People's Bank. The interest charged by Gitzo is legal. When the interest rate exceeds 36%, it is a usury that is not protected by law. Loans with an annual interest rate of less than 24% are all formal loans protected by law.
If there is a demand for capital turnover, we recommend you to use Qianhua, a credit service brand under Du Xiaoman Finance (formerly known as Baidu Qianhua, renamed as "Qianhua" in June 2065438+08). Big brands are reliable, with low interest rates and trustworthy. The money is spent-full of easy loans, the maximum loan amount is 200 thousand, and the daily interest rate is as low as 0.02%
It has the characteristics of simple application, low interest rate, fast loan, flexible loan repayment, transparent interest and expenses, and strong security.
Share with you the application conditions for rich flowers: the application conditions for rich flowers are mainly divided into two parts: age requirements and information requirements. 1. Age requirement: 18-55 years old. Special note: if you have money to spend, you refuse to provide college students with consumer installment loans. If you are a college student, please give up the application. Information requirements: You need to provide your second-generation ID card and your debit card during the application process. Note: the application only supports debit cards, and the application card is also your loan bank card. My identity information needs to be the second-generation ID card information, and cannot be processed with temporary id card, expired ID cards or first-generation ID cards. Online lending is risky, so choose carefully!
Is Gitzo loan formal?
Gitzo Financial Loan Company is formal.
Gitzo's full name is Gitzo Consumer Finance Co., Ltd., which is approved by China Banking Regulatory Commission and has a formal business license.
As long as the applicant is 20-55 years old, has a monthly salary of more than 2,000 yuan and has worked locally for more than 3 months, the maximum loan amount is 10000, and the longest loan period is 12 months. It's short-term consumption and small loans. But many friends are complaining that the interest rate of Gitzo loan is too high.
How much is the interest on Gitzo loan?
Gitzo's daily cash loan interest rate is generally 0.058%, which is above the average level in the industry. However, the interest of Gitzo loan is not only generated by the loan interest rate, but also the monthly service fee and customer service fee. At present, the monthly service fee is 0.78%, and the customer service fee is 1.58%.
For example, when a customer borrows 1 ten thousand yuan, the interest generated in one month is10000 * 0.058% * 30+10000 * 0.78%+10000 *1.58%.
I have engaged in bank credit for many years. If I want to apply for 1-20W fund turnover by myself, which online platforms are more formal and easier to apply by myself? On the whole, Baidu (Xiaoman) is a platform with high pass rate. The credit line is the highest and the interest is low. I have a car loan and gave me a credit line of 9.5W, which I recommend to my colleagues as a direct credit line 18W.
If there is a demand for capital turnover, the degree is small and complete-there is money to spend, big brands are reliable, and interest rates are low and trustworthy. If you have money to spend, you can borrow money easily. The maximum loan amount is 200,000 yuan, and the daily interest rate is as low as 0.02%. Lending in 3 minutes at the earliest. The specific amount depends on personal assessment!
Xiaoman-Rich Flowers (the second batch) Click online measurement.
Reminder: Try to withdraw cash in full after the quota is issued, because risk control is dynamic. Now the loan is not enough. If there is demand, it is best to withdraw it in full. Support early settlement of repayment after the first installment.
Many people don't have enough money to spend. You can try the following two platforms, which are also relatively formal licensed financial institutions! The audit is relatively less strict! 360 IOU is the financial service of 360 antivirus software, and installment music is owned by Lexin, both of which are big companies.
360 IOUs, with a maximum loan of 200,000!
Click online measurement
Staging music can be borrowed up to 50 thousand!
Click online measurement
Is Gitzo Financial Loan Reliable? Is it safe to use Gitzo loan?
Gitzo Finance is an early financial lending platform and a well-known lending platform in the lending industry. Many users will choose Gitzo Finance for loans when making loans. So is Gitzo Finance a reliable lending platform and is it safe to borrow in Gitzo?
Gitzo Finance is a financial company with a consumer finance license issued by China Banking Regulatory Commission, so it is also a financial lending platform with national recognition and loan qualification. It is a formal lending platform, so Gitzo Finance is also a formal lending company.
At present, Gitzo Finance mainly provides credit loans to users. The loan amount and loan interest are generally determined according to the borrower's personal comprehensive loan situation. Gitzo Finance said that it will keep the user's loan application information confidential and will not disclose any personal information.
In addition, Gitzo's loan interest rate is within 36% stipulated by the state, and users will not be charged before the loan, so the loan charge is also formal and legal. Users with loan needs can apply for loans at Gitzo Finance.
However, although Gitzo Finance is a formal loan platform, many loan users say that Gitzo's loan interest is actually relatively high.
However, different users have different psychological expectations of interest rates, so I still suggest that users must know the comprehensive loan fees of Gitzo in advance when applying for loans, and then apply for loans within their own affordability to see if they meet their psychological expectations.
In addition, some users said that since Gitzo applied for a loan, Gitzo would continue to make sales calls to promote other loan products, so they felt harassed.
Then when users encounter this situation, they can directly call the official customer service phone of Gitzo to make a complaint and tell them not to receive such calls again. Generally, Gitzo will mark users and will not make similar sales calls to users in the future.
On the whole, Gitzo Finance is still a formal loan platform, but users still need to apply according to their actual situation when applying for loans.