For you! Procedures for handling automobile consumption loans: customers can choose two modes: one is to select the car to be purchased at the bank's special dealer, sign a car purchase contract or agreement with the dealer, and then apply for a loan through the dealer; Second, customers apply for loans directly at bank outlets. After the guarantee procedures are implemented, customers can choose dealers to buy their own satisfactory vehicles. Necessary materials for applying for a loan: loan application, valid identity documents, occupation and income certificates, basic family information, certificates or documents required for guarantee, car purchase contract or agreement and other conditions required by the lender when applying for a loan through a dealer.
Second, the company loan car purchase process?
Prepare the borrower's ID card, income certificate, driver's license, seal certificate, etc. And submit it to the bank or a third-party financial service company that cooperates with the 4S shop to pay the down payment to the 4S shop. Submit the down payment receipt to the bank or a third-party financial institution and wait for the loan. After the loan is successful, the borrower only needs to repay the car loan on time every month according to the repayment plan.
Our company wants to get a loan to buy a car. What is the procedure for the company to borrow money to buy a car?
Mortgage to buy a car in the name of the company:
1, resident ID card, household registration book, marriage certificate.
2. Relevant income certificates, including unit income certificates, deposit certificates, securities, real estate certificates or other income certificates.
3. The car purchase contract or agreement signed with the dealer.
4. The deposit certificate (passbook) of the bank that is not lower than the down payment.
Matters needing attention in mortgage buying a car in the name of the company:
1. We need to know the hidden expenses in advance to reduce the company's expenses.
2, installment car insurance binding, the company loan to buy a car is for the company, so it is very important to buy insurance and spread the risk loss.
3. No oral agreement is guaranteed. Companies, businesses and banks must sign a formal contract law, not an oral agreement.
Fourth, the company loan to buy a car process?
Prepare the borrower's ID card, income certificate, driver's license, stamped bank statement or other income certificate, etc. And submit it to the bank or a third-party financial service company that cooperates with 4S stores for review. After the loan is approved, the borrower pays the down payment to the 4S shop and gives the receipt of the down payment to the bank or a third-party financial institution to wait for the loan. After the loan is successful, the borrower only needs to repay the car loan on time every month according to the repayment plan.