Shaanxi Yin Chang Consumer Finance Co., Ltd. is a national non-bank financial institution, which mainly provides loan services for individual residents on the principle of small withdrawals and quick and safe handling. The company mainly provides services by means of credit, which is mainly a combination of online and offline business model. It has the characteristics of small withdrawal amount and fast and flexible service, and provides efficient and high-quality credit services to customers all over the country.
Yin Chang Consumer Finance
Shaanxi Yin Chang Consumer Finance Co., Ltd. (hereinafter referred to as "Yin Chang Consumer Finance") is a consumer finance company approved by China Banking Regulatory Commission. The registered capital is 654.38+0.5 billion yuan, and the company is headquartered in Xi 'an. The company's business mainly relies on shareholders' resources, commercial retail institutions, self-operated outlets and the Internet, giving play to the characteristics of "small single amount, fast approval speed and flexible service mode", and providing consumer finance needs for low-and middle-income customers with stable income by providing flexible credit products and entering the market quickly, with the maximum loan amount not exceeding 200,000 yuan.
Which online loan company is Shaanxi Yin Chang Consumer Finance?
Shaanxi Yin Chang Consumer Finance Co., Ltd. is a non-bank financial institution approved by China Banking Regulatory Commission. It is also the first licensed consumer finance company in Northwest China, with formal lending qualification. Which online loan is Shaanxi Yin Chang Consumer Finance Co., Ltd.? Next, let's take a closer look.
Which online loan is Shaanxi Yin Chang Consumer Finance Co., Ltd.?
The online loan products of Shaanxi Yin Chang Consumer Finance Co., Ltd. mainly include two types: Chang Xiang Loan and Chang Hua Hua, as follows:
First, enjoy the loan.
1, mainly for 19-55-year-old customers with provident fund, mortgage house and high education. Applicants must not have bad credit records.
2. The maximum credit line of the product shall not exceed 200,000 yuan, and the actual credit line shall be determined according to the relevant information submitted by the applicant and the credit information of the People's Bank of China.
3. The loan term is divided into three options: 12, 24, and 36. It supports prepayment, with daily interest and no extra handling fee.
4. The annual interest rate range of the loan is probably between the conversion date interest rates.
Second, it blooms smoothly.
Mainland citizens aged 1 and 19-55 who have stable jobs and income sources can apply, and applicants are required to have a good credit record.
2. The maximum credit line of the product shall not exceed 50,000 yuan. During the validity period of the credit line, multiple loans can be made. After repayment, the credit line is restored and can be recycled.
3. The loan term is divided into three periods, six periods, nine periods and 12 periods. The longest loan term is 12 months. If the loan is settled in advance, interest will be calculated on a daily basis, and no additional handling fee will be charged.
4. The annual interest rate range of the loan is 65,438+08%-24%, which is roughly between the daily interest rates, and the interest rate range is protected by law.
Note that when applying for online loan of Yin Chang consumer finance, you need to obtain the applicant's credit authorization. After successful application, the loan information and repayment situation will be truthfully reported to the Credit Information Center of the People's Bank of China, so you must borrow rationally and repay on time.
The above is about "which online loan is Shaanxi Yin Chang Consumer Finance Co., Ltd.", hoping to help you.
Which online loan app is Shaanxi Yin Chang Consumer Finance?
The online loan products of Shaanxi Yin Chang Consumer Finance Co., Ltd. mainly include two types: Chang Xiang Loan and Chang Hua Hua, as follows:
First, enjoy the loan.
1, mainly for 19-55-year-old customers with provident fund, mortgage house and high education. Applicants must not have bad credit records.
2. The maximum credit line of the product shall not exceed 200,000 yuan, and the actual credit line shall be determined according to the relevant information submitted by the applicant and the credit information of the People's Bank of China.
3. The loan term is divided into three options: 12, 24, and 36. It supports prepayment, with daily interest and no extra handling fee.
4. The annual interest rate of the loan ranges from 65,438+09.88% to 23.88%, and the daily interest rate is about 0.055% to 0.066%.
Second, it blooms smoothly.
Mainland citizens aged 1 and 19-55 who have stable jobs and income sources can apply, and applicants have good credit records.
2. The maximum credit line of the product shall not exceed 50,000 yuan. During the validity period of the credit line, multiple loans can be made. After repayment, the credit line is restored and can be recycled.
3. The loan term is divided into three periods, six periods, nine periods and 12 periods, and the longest loan term is 12 months. If the loan is settled in advance, interest will be calculated on a daily basis, and no additional handling fee will be charged.
4. The annual interest rate range of the loan is 18%-24%, and the converted daily interest rate is about 0.05%-0.067%. The interest rate range is protected by law.
Note that when applying for online loan of Yin Chang consumer finance, you need to obtain the applicant's credit authorization. After successful application, the loan information and repayment records will be truthfully reported to the Credit Information Center of the People's Bank of China, so you should borrow rationally and repay on time.