Tianan Property Insurance Company guarantees that the winning number 1 is not reliable, but it is not credible. Don't worry, it will deceive people. Under the comprehensive management of the Bank Insurance Association, we will ensure that the insurance company is formal, reliable and will not deceive people, and will definitely settle claims smoothly according to the contract. Moreover, the establishment of an insurance company needs at least 200 million yuan (laws and regulations are clearly written). If the insurance company can afford so much money, are you still afraid of being unreliable? See you don't know much about this product, let's take a look at the details:
Tianan Property Insurance Baoying 1 can be said to be a series of investment-oriented financial products in a certain sense, including Baoying 1 investment-oriented family car driver accident insurance, Baoying 1 investment-oriented family property insurance and Baoying 1 investment-oriented traffic accident insurance.
This product focuses on its dual functions of accident protection and investment and financial management. The point is that there is compensation for accidents, and no accidents can be returned. It looks good, but there are many doubts. Is it necessary to buy accident insurance? This article reveals the answer to you >>& gt What are the good accident insurance recommendations? Top 20 quality accident insurance in 2020!
Then you can simply understand the relevant content of this product (as shown on the right):
The advantages of this product are:
(1) has two functions: the product can play the role of guarantee and investment. Investment+traffic accident insurance, investment+property insurance and investment+driver accident insurance represent the basic collocation mode of this product.
(2) The guarantee amount is high: the maximum guarantee is 600,000. And protect the capital and interest, the interest rate increases with the increase, the interest rate decreases without worry, and the income is stable.
(3) Mortgage when necessary: One right is that the number of insurance purchases reaches 12, and the loan can be mortgaged.
But there are also shortcomings, let's break his shortcomings:
(1) Poor flexibility: Although it has financial management function, the product can only withdraw money when it expires.
(2) Weak focus: Is the focus on risk resistance? Or investment and financial management? Can't be classified as a specific item.
(3) Lack of protection: accidental death, accidental disability and accidental medical treatment are the key contents of a good accident insurance. Moreover, this product is only an accidental disability, and it emphasizes financial management.
To sum up, this product is not focused, the guarantee is not comprehensive, and the yield is not ideal. If you really care about financial management, then annuity insurance is also a good choice. I specially arranged an article on the ranking of annuity insurance, stamped in blue: >>& gt.
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