1. From the perspective of the rights and interests of car-t insurance, it is a new type of precise targeted therapy for treating lymphoid tumors and blood tumors, but it is only the medical expenses for treating these two diseases, and its limitations are somewhat narrow;
2. From the price point of view: In fact, which car-t of life insurance is reliable? Some friends pay attention to cost performance, which is understandable. Although this product is a gift, the premise of increasing the risk is to buy a long-term annuity insurance of 10000 yuan. From the price point of view, it is somewhat high, and the special fund car-t insurance on the market is tens or even hundreds of yuan;
3. From a rational point of view, many domestic insurance companies have this kind of exclusive insurance. For example, Pacific Health's worry-free 20-year version of the million medical insurance comes with car-t insurance protection. If health protection is needed, it is more reasonable to directly choose this kind of million medical insurance.
At present, the stunt of car-t therapy is still greater than its own therapeutic effect. First of all, car-t has strict requirements on patients' physical indicators, and it needs physical examination to confirm whether car-t therapy can be used. Secondly, car-t is not treatable for all cancers, mainly hematological malignancies, and other cancers are incurable. Finally, the effect of car-t therapy is still controversial, and many of them are still in the clinical trial stage. Even the FDA in the United States has great controversy about the effect of this therapy, and there have been many clinical trial accidents.