All people engaged in the insurance industry, old and new, must have seen the short film "The Story of the Border Red Flag", which tells an ordinary story, the story of an insurance practitioner in the exhibition industry. Because an insured person doesn't understand the insurance industry, he thinks that the salesman is selling for the commission and didn't insure his daughter. Later, his daughter became seriously ill and lacked money to see a doctor, although the insurance practitioners made every effort, including publishing newspapers, distributing relief leaflets to raise funds and even begging in the street.
I believe everyone will be deeply moved by it after reading it. This is an unusual shock! But if you tell people who haven't seen this short film, people will say, how did this happen? This is a rare case. It won't happen to me. But such examples do exist in real life, but we don't know and have no personal experience. I remember the first time I saw it, I burst into tears after reading it. I can't stop for a long time. This short film can best reflect the true meaning and function of life insurance!
In the process of my own exhibition industry, many friends know that I am insured, and they all avoid it. Many people think that you don't sell insurance to get commission. But why didn't anyone think that insurance practitioners are also a job, and they also have to pay labor and sweat. The commission is the salary given to them by the company, and it is their labor income. What's wrong with that? Besides, to buy insurance for yourself or your family is to buy a guarantee to prepare for dozens, hundreds and thousands of accidents that may occur. There are many unfortunate people in life, but few people really think of insurance. Maybe everyone has luck. I thought of a good metaphor in the book. Nowadays, there are many people who buy lottery tickets, but few of them win prizes, but people are still flocking to them. If you don't win the lottery, no one will go to the lottery company to get the money back. I bought health insurance for one year, but I didn't pay for it in hospital. Some people may ask why I didn't get a refund. Maybe the former will say, I didn't win the lottery, but I thought it was for charity and welfare. In fact, the latter bought insurance and did not pay for it, which probably saved a life. This is the meaning and function of insurance. To put it bluntly, using most people's money to help a few people in need is a dual role of helping others and saving themselves. Especially after the 5. 12 earthquake, don't you think a person's life is actually the greatest happiness? Insurance is to make yourself lucky when you are unlucky. Insurance that seemed useless at that time often turned into life-saving money when you needed it most.
Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.