Financing is a temporary transfer of the right to use funds, commonly known as borrowing money; Guarantee is the guarantee of repayment. Therefore, the financing guarantee company is the intermediary between the borrower and the lender. A financing guarantee company is like a "matchmaker", but this matchmaker should have vision and risk, not only to lend money, but also to get it back. Otherwise, the "red envelope" received-the handling fee is not counted, and it may even be lost!