Warm credit that Wenzhou bank can't get through.

Don't apply for only one bank. We are applying for a credit loan. Of course, the lower the real interest rate, the better. I suggest that the interest rate of the credit loan you apply for should not exceed 8% as far as possible. The loan object of Wenzhou Bank is a natural person with full capacity for civil conduct, valid identity documents, good credit standing, permanent residence in the municipal administrative area of Wenzhou Bank's subordinate outlets, no more than 65 years of age, a stable source of income and the ability to repay the principal and interest on schedule. Wenzhou bank's application requirements for warm credit: the amount is local household registration, local salary, monthly payment 1 000 yuan or more. Local enterprises have actually operated for more than one year and require local real estate license for one year.

Wenzhou personal credit is Wenzhou personal credit loan, which mainly refers to loans secured by personal credit. It is characterized by few procedures, fast loan and small loan amount. Generally speaking, the personal credit loan amount is between 1- 1 10,000, and the procedures and materials generally needed within one year of the loan term are as follows: 1. valid identity documents (expired identity cards are not allowed); Second, the bank flow, you only need to submit the bank flow certificate of the salary card; Third, if you don't have a loan account, you can do it. This kind of loan product, there are many similar products on the market. Different interests. Most online loans or micro-loans in the market bear interest on a daily basis and rarely on a monthly basis. Banks usually pay interest on a monthly basis, usually 1% per month. The personal credit interest rate of other institutions is between 0.3% and 0.6% per day. The monthly interest is 9%- 18%. The repayment method is generally equal principal and interest.

Wenzhou bank loan conditions:

I. Personal housing loan:

1. The personal credit of the borrower is good;

2. More than 30% of the borrower's own funds are used to pay the down payment for house purchase;

3. The borrower 18 years old or above, and the loan time plus age is not more than 65 years old;

4. The borrower can provide a guarantee recognized by the bank.

Second, personal car loans:

1. The borrower has full capacity for civil conduct and good credit;

2. The borrower has more than 20% of its own funds for the down payment of car purchase;

3. The borrower has a stable income and the ability to repay on time.

The process of loan:

1. Submit the above information to a bank that meets the bank application conditions;

2. Bank audit;

3. If the bank approves it, it will notify the borrower;

4. Sign a loan contract;

5. Bank loans.