Generally, it can be divided into three basic elements: micro, meso and macro.
First, at the micro level, on the basis of competition, build a micro-credit organization system that can provide micro-financial services for low-and middle-income groups and micro-enterprises.
Second, at the intermediate level, it is necessary to build an institutional foundation to ensure the competitive operation of microfinance institutions.
Third, from a macro perspective, microfinance should have a sound legal framework and rules and regulations.
See Operation and Management of Microfinance for details.
Second, what are the basic elements of the operation mode of microfinance?
Micro-credit operation mode has the following four basic elements: credit operation mode? Non-financial services? What are the service target groups and geographical characteristics? Risk control mechanism?
(1) Credit operation mode: Does the credit operation mode include specific credit products and institutional subject categories?
In ...
3. What are the main provisions of the company in terms of business scope?
The company shall not engage in other business activities except business, and shall not invest abroad or set up branches. The company shall not engage in any form of absorbing public deposits and fund-raising activities. Under the principle of serving farmers, agriculture and rural economic development, the company chooses the loan object independently. The company should provide credit services to farmers and micro-enterprises, and strive to expand the number of customers and service coverage. The company should adhere to the principle of "small amount and dispersion" in issuing loans. The loan balance of a company to the same borrower shall not exceed 5% of the company's net capital, and the credit balance of a single group enterprise customer shall not exceed 15% of the net capital.
4. What are the basic elements of the operation mode of microfinance?
Micro-credit operation mode has the following four basic elements: credit operation mode? Non-financial services? What are the service target groups and geographical characteristics? Risk control mechanism?
(1) Credit operation mode: Does the credit operation mode include specific credit products and institutional subject categories?
In ...