At present, Ping An Insurance Group, with total assets exceeding 10 trillion yuan, is the largest insurance group in the world, with subsidiaries such as China Ping An Life Insurance Company of China, Ping An Property Insurance, Ping An Pension and Ping An Trust. In the "Best Brand Ranking in China in 2022", Ping An of China ranked fifth with a brand value of 65,438+0,628,438+0.2 billion yuan, ranking first in the insurance industry of China again.
Next, Senior Sister will introduce Ping An Insurance to you from the background and solvency of our company. Before we start the analysis, let's take a look at this popular science article: What do insurance companies want to see?
1, the background of Bao Si
Ping An Insurance 1988 was born in Shekou, Shenzhen. It is one of the personal financial life service groups with the most comprehensive financial license and the widest business scope in China. In the first three quarters of 2022, the Group realized an operating profit attributable to shareholders of the parent company of 65.438+023.288 billion yuan, a year-on-year increase of 3.8%.
In terms of products, Ping An Life Insurance Company of China? Is there a temperature when building insurance? For the concept, relying on the group's medical and health ecosystem, through? Insurance+health management? 、? Insurance+home care? 、? Insurance+high-end pension? Three core services to build differentiated competitive advantage. If you want to know what products Ping An Insurance is worth insuring, please check out: What products Ping An Insurance is worth buying? You will know after reading it!
2. Solvency
In order to obtain solvency qualification, insurance companies need to meet the following standards stipulated by China Banking and Insurance Regulatory Commission: the core solvency adequacy ratio is greater than or equal to 50%; The comprehensive solvency adequacy ratio is greater than or equal to100%; The comprehensive risk level is Grade B or above.
Taking China Ping An Life Insurance Company of China Insurance Company, a subsidiary of the Group, as an example, according to the solvency quarterly report of China Ping An Life Insurance Company of China Insurance Company of China Insurance Co., Ltd. in the third quarter of 2022, its core solvency adequacy ratio is 65,438+040.90%, and its comprehensive solvency adequacy ratio is 250.00%. The latest two comprehensive risk ratings (1 and two quarters in 2022) are BB.
From this point of view, the solvency indicators of China Ping An Life Insurance Company of China Insurance Company are all qualified, so you don't have to worry that it can't pay the insurance premium. If there are still friends who are worried that the bankruptcy of an insurance company will affect their policies, you can look at what experts say: The insurance company is bankrupt, what should I do with the insurance I bought?
Hope to adopt
The same number on the whole network: Xueba said insurance, welcome to search!