What guaranteed financial products does Guangfa Bank have? How's it going?

What guaranteed financial products does Guangfa Bank have? How's it going? Principal-guaranteed wealth management products mainly invest in the money market, and the expected annualized expected income is definitely higher than the current demand we use every day. You know, if you deposit money in a bank card as a current deposit, the interest is negligible. The capital preservation wealth management products of Guangfa Bank are cash management wealth management products with high liquidity, good security and high expected annualized income, which are suitable for customers with high liquidity requirements.

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What guaranteed financial products does Guangfa Bank have? How's it going?

According to the different needs of customers, the main products are "full of money" and "wide win and safe salary" "Pot full income" series is an open product for ordinary investors, which can be purchased and redeemed every day, and T+0 will arrive in real time on the day of redemption. The surviving "win every day" and "accumulate over a long period" sub-products try to meet the win-win situation of liquidity and expected annualized expected rate of return according to the different characteristics of customers. "Guangying 'an Wealth Management" series of ultra-short-term wealth management products for corporate customers and high-net-worth private customers have flexible term and can be customized according to customers' needs, which is an ideal choice for short-term capital operation of institutions and private customers.

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Guangfa Bank's capital-guaranteed wealth management product "Guangyin creates wealth" can be called "economically applicable" wealth management product. According to the person in charge of the personal banking business of Guangfa Bank Shanghai Branch, the advantage of "Guangyin Chuangfu" lies in the reasonable combination of investment targets. The principal part of the funds raised by this wealth management product is invested in fixed expected annualized expected returns such as money market instruments and bonds, and the expected annualized expected returns generated by the principal investment are partly invested in financial derivatives linked to the Shanghai and Shenzhen 300 Index. The product has set three levels of historical expected annualized expected return, namely, high, medium and low, which not only ensures the principal security, but also ensures the minimum expected annualized expected return. The investment period of "Guangyin Chuangfu" products ranges from 3 months to 1 year.

Investment advice:

China Guangfa Bank Shanghai Branch advises investors to choose financial products according to their risk tolerance and investment objectives. For example, the risk degree of non-guaranteed floating expected annualized expected income products depends on the product investment. A typical example is the "full salary and full welfare" of Guangfa Bank; Secondly, we should pay attention to product design and investment objectives; Once again, investors are advised to find a bank financial manager and make a comprehensive asset allocation plan; Finally, we should continue to pay attention to the linkage of wealth management products, especially structured wealth management products.