Does the nest of Jinxin affect credit reporting?

Does not affect. Jinxinzhi Xiaowo is an Internet financial product that provides short-term loan services. It is developed and operated by Shanghai Jinxinzhi Information Technology Co., Ltd. The loan amount of this product is small, which is suitable for short-term capital turnover and emergency use. Using Jinxin Zhixiaowo to borrow money will not directly affect the personal credit record, but if the borrower fails to repay the loan within the time limit, it may have a negative impact on the personal credit record.