1. The applicant is between 18 and 60 years old. The applicant must be the actual owner or operator of the enterprise. If you are a shareholder, you must hold more than 10% of the shares.
2. Having a fixed residence or a valid residence certificate, and having a fixed residence in the place where the applicant applies.
3. The borrower's personal credit information is good, and the overdue records in the credit report cannot appear continuously. If there are special circumstances, such as non-subjective reasons of the borrower, the account manager can explain the overdue situation in writing, and the bank can apply only after agreeing.
4. The enterprise must operate normally for more than 3 months, have a stable source of income, hold a legal license (or authorization) for production, operation or sales, have good credit information and have no laws.
5. Commercial loans in bank of luoyang are mainly commercial loans issued by major partners, major natural person shareholders or actual operators of individual industrial and commercial households and private enterprises (including sole proprietorships, partnerships, limited liability companies and joint stock limited companies). Generally, such users can easily apply for commercial loans in bank of luoyang.
2. What are the application conditions for operating loans in bank of luoyang?
1. The applicant is between 18 and 60 years old. The applicant must be the actual owner or operator of the enterprise. If you are a shareholder, you must hold more than 10% of the shares.
2. Having a fixed residence or a valid residence certificate, and having a fixed residence in the place where the applicant applies.
3. The borrower's personal credit information is good, and the overdue records in the credit report cannot appear continuously. If there are special circumstances, such as non-subjective reasons of the borrower, the account manager can explain the overdue situation in writing, and the bank can apply only after agreeing.
4. The enterprise must operate normally for more than 3 months, have a stable source of income, hold a legal license (or authorization) for production, operation or sales, have good credit information and have no laws.
5. Commercial loans in bank of luoyang are mainly commercial loans issued by major partners, major natural person shareholders or actual operators of individual industrial and commercial households and private enterprises (including sole proprietorships, partnerships, limited liability companies and joint stock limited companies). Generally, such users can easily apply for commercial loans in bank of luoyang.
3. What do Luoyang Commercial Bank need?
Conditions of commercial bank: living and working in Luoyang, unlimited account, monthly income of more than 2000 yuan, good credit; Bank credit blacklist, unemployed people can not apply for the time being.
Four, bank of luoyang personal loan conditions?
Lenders generally need to meet the following conditions:
1. China citizens with permanent residence in China and permanent residence in local towns and 18-65 years old;
2. Abide by laws and regulations, and have no illegal acts and bad credit records;
3. Have a good occupation with a just and stable income and the ability to repay the principal and interest of the loan on schedule;
4. Other conditions stipulated by the bank.