Is it safe to manage money together? I'm a little afraid of high income. Do you have any friends who understand?

I tried it for two months, but it seems to be ok. Every sum of money has been recovered. Its platform information is relatively transparent, and the borrower's situation and the financial situation of the whole platform, including the bad debt rate and overdue rate, are all open. But I suggest you "don't put your eggs in one basket", you can buy less with spare money; In addition, in fact, a month's short-term purchase is more cost-effective and has good liquidity. If the principal and interest are automatically invested for one month after one month, it can be regarded as "compound interest", even if it is 13. 1. Just set the automatic bidding to a one-month deadline, just roll in, and don't worry about it. If you buy 12 months or 18 months, it will give you a little interest or principal every month. If there is a price difference and the funds are scattered, don't invest, just leave them idle. It is free to transfer in from Cary, and 2 yuan is charged for transferring out.