Car mortgage to obtain a loan with a car or car as collateral. The purpose of loans secured by automobiles is mainly quick, and the general loan evaluation price is 50-80%.
Requirements and materials required for application:
1. has a stable occupation, and the applicant has the ownership of the local mortgaged vehicle;
2, living and working in the city for a long time, to carry out business occupation and economic income;
3. Motor vehicle registration certificate and driving license purchase invoice;
4. Insurance policies, travel taxes and imported vehicles.
5, ID card (non-local account customers provide temporary residence permits or residence certificates within the validity period.
6. Other documents required by the Cooperation Organization.
Automobile mortgage process
1, a mortgage car usually refers to a regular mortgage car. A formal mortgage car means that there is a formal and legal mortgage agreement, and the lending institution can also provide a copy of the owner's valid ID card and so on. Vehicle transfer, procedures include the original owner's mortgage contract, the owner's signature and fingerprint, and the final transfer agreement;
2. Mortgaged vehicles must be legally obtained and can be checked. There is a bottom file that can be checked nationwide. Ensure normal driving, check the car and buy insurance. If the car condition is not at ease, you can put an end to accident cars, soaking cars and refurbished cars;
3. The vehicle cannot be transferred.
4. Regarding the annual inspection of vehicles, a power of attorney for annual inspection in different places can be issued and directly entrusted to the local vehicle management office.
5. About the insurance after buying a car, your ID card, and the insurance under your name.
Many buyers don't pay much attention to the source of mortgage cars, so there are many problems after buying them.
2. Which bank or pawnshop can handle the pledge card of automobile mortgage on behalf of the car?
The mortgage bank wants your driving license, driver's license, income certificate, etc.
Pawnshops need to pawn their cars and documents,
The bank is slow, the interest is low, the pawn is fast and the interest is high.
3. Which one in Kunming can book a car loan?
Many companies with loans in Kunming can take 1.5.3.6.8.0.6.8.2.0.