Explanation:
1. The bank account is the main tool for borrowers to conduct financial transactions, and the online lending platform directly transfers the loan amount to the borrower's account for convenience.
2. Doing so can ensure the security and transparency of funds, because borrowers can view, manage and use borrowed funds through their own bank accounts.
3. The borrower often needs to provide a valid bank account as a necessary condition for online loan transactions, which helps to confirm the identity of the borrower and the ability to promise repayment.
4. The transfer of funds through bank accounts can also provide supervision and audit facilities for regulatory agencies to ensure that online loan transactions comply with relevant laws and policies.
Summary:
Online lending platforms usually transfer the loan amount directly to the borrower's bank account, which helps to ensure the safety, transparency and supervision of funds. As the main tool of financial transactions, bank account can facilitate borrowers to manage and use loan funds. Please note that when using online lending platform, you should carefully choose a reliable platform and abide by relevant laws and policies.