Can individuals buy corporate bonds?

Bonds are securities issued by debtors such as government, enterprises or banks in order to raise funds and promise creditors to return the principal and pay interest after maturity according to legal procedures. So can individuals buy corporate bonds? What are the conditions? Let's analyze it for everyone:

Can individuals buy corporate bonds?

Of course.

Ordinary investors can buy corporate bonds, and corporate bonds just provide investors with a good way to manage their finances. However, if you want to buy corporate bonds, you need to open a securities account first, and investors can choose to go to a securities outlet. When the company officially issues bonds, you can buy them, just like stock trading, except for the minimum purchase amount, which is 1 1,000 yuan.

Ways for individual investors to participate in corporate bonds:

There are two ways for individual investors to participate in corporate bond investment. One is to buy directly in the market; The second is to participate in the secondary market investment of corporate bonds; Third, investors can also choose to buy Xu Ang wealth management products from banks, securities firms or funds, and then gain profits by participating in offline subscription or secondary market transactions of corporate bonds through these institutions.

At present, there are book-entry treasury bonds, corporate bonds, treasury bonds and convertible bonds circulating in the exchange.

What are the conditions?

1. Open an account

Investors need to open a securities account to purchase corporate bonds, and entrust a securities company to conduct bond trading, which can be purchased when the company officially issues bonds, but the minimum trading limit is 1000 yuan.

2. Capital requirements

If the funds in the securities account are more than 3 million, you can trade corporate bonds.

3. Credit rating

The credit rating of the bond has reached AAA or above.

4. Trading places

If it is a secondary market transaction, individual investors can only buy and sell in the bidding trading system. Trading day 9: 15-25 is call auction time when the bidding system is started, and 9: 30- 1: 30 and 13: 00- 15: 00 are continuous bidding time.