Shanghai Linshan Finance illegally raised 73.6 billion yuan. Why are fraud incidents emerging one after another?

20 19 The Linshan financial fund-raising fraud case, which has attracted much attention, recently ushered in a public trial in the first instance. On July 24 this year, it was confirmed that the amount of illegal fund-raising was 73.687 billion yuan, and there were more than 620,000 people involved in the case in China? Linshan Finance? The fund-raising fraud case was pronounced in the first instance of Shanghai No.1 Intermediate People's Court, and Zhou Boyun, Tian Jingsheng and other principals were sentenced to life imprisonment and fixed-term imprisonment ranging from 5 to 6 years. 20 13 10 defendant Zhou boyun founded and established the defendant company linshan finance company, and actually controlled it? Good forest system? Enterprises have successively opened more than 1000 branches in 29 provinces and cities across the country, and gradually established them? Guangqun Finance? Shanlinbao? Epro Loan (Happy Money House)? Good forest wealth? Peer-to-peer lending platform. In order to seek illegal benefits, Linshan Finance Company promised an annualized income of 4.5% to 18% by means of fictitious creditor's rights, fictitious borrower's information and false propaganda, and illegally raised RMB 73.687 billion from more than 620,000 investors in the name of creditor's rights transfer.

Linshan Finance? The fund-raising fraud case is so annoying. The company is the operation and promotion mode of fund-raising fraud. Like illegal fund-raising platforms such as e-Rental and Qian Bao, Linshan Finance also relies on it? Borrow new or old? Maintain the company's operation through the package model. The stores are expanding wildly, the company's management is chaotic, the investment projects are poorly managed, and the company's operating costs remain high. As time goes by, the funding gap is getting bigger and bigger.

Most of the funds illegally raised by Linshan Finance are used to repay the principal and interest to early investors, so as to create the illusion that the company is profitable in investment and in good operating condition. Some illegal fund-raising funds are squandered to pay high commissions, lease luxury office space, advertisements and other high operating costs and personal squandering. Among them, the personal bank account of Zhou Boyun, the legal representative of Linshan Company, is about 320 million yuan. After he arrived at the case, he confessed that the money was used for usual expenses, maintaining the company's customer exchanges, car travel expenses, opening a five-star hotel and spending it in entertainment places.

Why can't fraud be eliminated? First of all, because of the large population in China, the deceived people lack the necessary awareness of prevention and are taken in by various swindlers. Secondly, knowledge and information are asymmetric. Most fraudsters have high IQ and have a thorough grasp of all kinds of new things in society and human nature. It is a society that commits a crime, and the deceived seriously lack understanding of some knowledge or related information. Finally, the enforcement of national legal supervision is not enough, the macro-policy is fine, the quality of law enforcers is uneven, and the law enforcement and methods are inefficient and flexible. Lack of initiative.