1, with different properties.
Corporate online banking customers conduct a series of account services such as account information inquiry, download and maintenance through online banking. Whether it is a group enterprise or a small and medium-sized enterprise, you can check the balance and details of various accounts of the head office (parent company) and subsidiaries at any time, and grasp and monitor the internal funds of the enterprise in real time;
Virtual counters set up by personal online banks on the Internet, banks use network technology to provide customers with traditional services such as account opening, account closing, inquiry, reconciliation, intra-bank transfer, inter-bank transfer, credit, online securities, investment and wealth management, so that customers can safely and conveniently manage current and time deposits, checks, credit cards and personal investments without leaving home.
2. Different characteristics
Enterprise online banking provides a variety of payment methods. You can design the payment method of outward transfer or directional remittance according to the internal management needs of the group, and realize various needs in financial management through the designed security authorization and control scheme. Make use of the convenient batch instruction processing method of online remittance and China's leading settlement network to make your business even more powerful.
Personal online banking has greatly reduced the operating costs of banks and effectively improved their profitability. The second line of Internet I mainly uses public network resources. There is no need to set up physical branches or business outlets, which reduces the use of personnel and improves the efficiency of the bank back-office system.
3. Different advantages
Enterprise online banking has no time and space restrictions, which is conducive to expanding the customer base. Online banking has broken the geographical and time constraints of traditional banking business, and has the characteristics of 3A, that is, it can provide financial services to customers at any time (at any time), anywhere (in any case) and in any way (in any case), which is not only conducive to attracting and retaining high-quality customers, but also actively expanding the customer base and opening up new profit sources.
Personal online banking is conducive to service innovation and provides customers with a variety of personalized services. Selling financial products such as insurance, securities and funds through bank outlets,
It is often greatly restricted, mainly because it is difficult for general business outlets to provide detailed and low-cost information consulting services to customers. Using the Internet and bank payment system, it is easy to meet the needs of customers for consulting, buying and trading various financial products. In addition to banking, customers can easily buy and sell stocks and bonds online, and online banking can provide customers with more suitable personalized financial services.
Extended data:
The advantages of online banking are as follows:
1, which greatly reduces the operating costs of banks and effectively improves their profitability. The second line of Internet I mainly uses public network resources. There is no need to set up physical branches or business outlets, which reduces the use of personnel and improves the efficiency of the bank back-office system.
2. It is not limited by time and space, which is conducive to expanding the customer base. Online banking has broken the geographical and time constraints of traditional banking business, and has the characteristics of 3A, that is, it can provide financial services to customers at any time (at any time), anywhere (in any case) and in any way (in any case), which is not only conducive to attracting and retaining high-quality customers, but also actively expanding the customer base and opening up new profit sources.
3. It is conducive to service innovation and provides customers with diversified personalized services. Selling financial products such as insurance, securities and funds through bank outlets is often greatly restricted, mainly because it is difficult for ordinary outlets to provide customers with detailed and low-cost information consulting services.
Using the Internet and bank payment system, it is easy to meet the needs of customers for consulting, buying and trading various financial products. In addition to banking, customers can easily buy and sell stocks and bonds online, and online banking can provide customers with more suitable personalized financial services.
Baidu encyclopedia-online banking
Baidu encyclopedia-enterprise online banking