Small and micro enterprises have a simple account opening process.

Legal analysis: Small and micro enterprises are collectively referred to as small enterprises, micro enterprises and individual industrial and commercial households. (1) enterprise name approval, three options are approved one by one. (2) Subscription system for registered capital of the company, with a registered amount of tens of thousands of yuan. (3) Select shareholders and determine the proportion of capital contribution. There is no limit on the number of shareholders of a limited company. (4) Determine the business scope of the company. (5) To formulate the articles of association and resolutions of shareholders, and decide on the legal representative, directors and supervisors. (6) Provide proof of property right or lease contract, and determine the domicile of the enterprise. (7) Bank account opening, tax registration and social security registration. Except for opening an account outside the bank, all other matters can be handled in one window, with five certificates in one.

Legal basis: Article 78 of the Civil Law of People's Republic of China (PRC) stipulates the business license of a legally established for-profit legal person. The date of issuance of the business license is the date of establishment of the profit-making legal person.