Many enterprises can help employees to apply for bank cards without being present in person. It also exists in my knowledge.

1. Enterprises centrally handle bank cards for employees in order to ask banks to pay wages on their behalf. This bank card cannot be used after it is issued, and there is no illegal use or money laundering. After getting the bank card, employees must bring their ID card to the counter of the bank business hall to activate it and set the password before using it. This is your personal bank card, and others can't use it without knowing your password.

2. This belongs to the company's collective account opening for employees, and the company needs to sign an agreement with the bank. You can contact the company if you have any questions. Bank cards opened collectively by the company also require employees to bring their ID cards and bank cards to the bank counter for activation. Banks should really strengthen the audit of collective account opening of enterprises.

First, now is an era of "no cash". Everyone is used to "walking the world" with their mobile phones. The existence of mobile phone payment and bank card meets the payment needs of our daily life. When we start to work, we will find that most enterprises have an established rule: when we join the company, we must apply for a bank card designated by the company as a salary card. The purpose of this is:

1. First of all, it is convenient for company management. There are many people in every company. In order to facilitate unified management, it is also unnecessary to apply for the same bank card in a unified way to save personnel and finance. If they are all in the same bank, when paying wages, the finance department only needs to send the work report to the bank, and the bank will transfer the money to the individual. If it is a bank in a different place, it is not only complicated, but also prone to mistakes. If there are too many people, the probability of making mistakes is greater.

2. Secondly, it is conducive to corporate loans. As we all know, the capital flow of starting a company is very large. Even if the company has been making profits, it is difficult to guarantee that the capital turnover is still invalid. At this time, the company needs to borrow from the bank. And if the company's salary cards are hung in a bank, the bank will know more about the company's running water, feel more at ease with the company, and the company will get more loans from the bank. After all, if an enterprise cooperates with a bank for a long time, the bank should be willing to provide its better customers with a high amount of low interest.

Finally, enterprises can save money. The bank card we were asked to apply for belongs to a bank in the company account, so they don't need any transfer fees when they pay their salaries. And if it is not unified, there will be a certain handling fee for inter-bank transfer. If the wages of hundreds of employees in an enterprise are high, then the handling fee is not a small expense. Therefore, enterprises will require employees to go to the same bank card to save this cost.