The applicable objects of agreement deposits are as follows: According to the Notice on the Trial Implementation of Agreement Deposits by Insurance Companies, Chinese and foreign insurance companies, social security funds, postal savings banks and other legal entities approved by the People's Bank of China can handle this business. Agreement deposit of insurance company (1) When an insurance company handles agreement deposit, its head office and the head office of the bank must sign an agreement deposit contract, stipulating the interest rate level, deposit term, interest settlement and interest payment method, default penalty standard, early withdrawal conditions and other matters. (2) The minimum initial deposit amount of an insurance company's agreed deposit is RMB 30 million (inclusive), which is one-time deposit and one-time withdrawal. (3) The deposit term of an insurance company's agreed deposit is more than five years (excluding). (4) After the agreed deposit funds are deposited, the bank will issue an account opening certificate for the unit time deposit.
Legal objectivity:
Article 470 of the Civil Code stipulates that the contents of a contract shall be agreed by the parties, and generally includes the following clauses: (1) the name and domicile of the parties; (2) Subject matter; (3) quantity; (4) quality; (5) Price or remuneration; (6) Time limit, place and method of performance; (7) Liability for breach of contract; (8) Methods for resolving disputes. The parties may conclude a contract by referring to the model texts of various contracts.