Generally speaking, people who charge fees in various names before the loan is issued are suspected of fraud, because in formal loan companies, these fees are deducted when the loan is issued. So please be sure to find a regular loan company that "the loan is unsuccessful and does not charge any upfront fees".
False microfinance:
Charge handling fees and interest fees before the loan;
Online publicity, the website is small in scale, and the secondary website generally established for individuals only has a mobile phone number and no formal contact information;
No information about the company can be found on the website of the industrial and commercial department;
The so-called award-winning certificates left by the website are all vague and can't see the actual content clearly;
Most of the pictures on the website were stolen from the existing well-known loan websites;
It is generally claimed that the loan speed is faster and the loan amount is higher;
Commitment is lower than the interest of formal loan companies in the market;
In fact, it is impossible to realize the promise of lending in cities across the country;
Claiming to cooperate with the bank to lend money, but after communicating with the bank, there is no such cooperative customer.