1. From the background level, Hebei Bank is a joint-stock commercial bank approved by the CBRC, and its business scope is mainly in Hebei Province, and its overall background strength is OK.
2. From the product level, Hebei Bank's wage accumulation rate of return is relatively low, which cannot be compared with other financial management methods and does not have a higher rate of return.
3. According to the feedback and evaluation of some users, some users of Hebei Bank Jiji Finance have encountered the problem of not withdrawing the principal in time, which has also affected people's trust in its reliability.