What does insurance investment mean?

Insurance investment refers to the use of insurance funds by insurance institutions to obtain income through investment activities and make contributions to the profits of insurance companies, the interests of policyholders and economic development. The importance of insurance investment lies in matching the assets and liabilities of insurance companies, improving the investment income of insurance companies and providing financial support for the development of the real economy.

Insurance institutions invest in various ways, including financial market investment, real estate investment and investment in specific fields. Among them, financial market investment includes stocks, bonds and funds. Real estate investment mainly refers to commercial real estate and residence, and specific investment mainly refers to energy, medical care, science and technology. At the same time, insurance institutions also need to combine their own investment risk preferences and risk control capabilities to make flexible investment arrangements.

With the continuous development of the insurance industry, the investment in the insurance industry will also show a more diversified, global and professional trend. At the same time, insurance institutions will continuously improve the return on investment through technological innovation and product innovation, and make greater contributions to social and economic development and people's lives and property safety under the premise of controllable risks.