Is microfinance a lie in Jing Rong?

You must be careful. Many small loan companies are deceptive. Once the contract is signed, you have to pay the account opening fee. You'll ask you for risk money after you pay it. After you ask for it, you will be asked to pay interest first. Anyway, it's just cheating you out of money step by step. In the end, you quit, and they threatened to sue you for breach of contract, so you must make a good investigation and find a regular company.