Xiaomi financial management:
Xiaomi's wealth management products are mainly concentrated in two categories: live treasure and fixed treasure. Docking financial products include funds, universal insurance, investment-linked insurance, brokers and so on. Flexible investment and stable income.
Xiaomi insurance:
Xiaomi Insurance is an insurance product of Xiaomi Company. At present, comprehensive accident insurance, bank card security insurance, filial piety cancer insurance, Xiaomi critical illness insurance, Xiaomi children's insurance, family fraud insurance, bank card security insurance and other insurance types have been launched.
Xiaomi loan:
"Xiaomi loan" is a key step towards personal consumption finance, and it is also the beginning of creating a new model of credit reporting from behavior to finance.
The so-called "from behavior to finance" means "based on MIUI system, with the authorization of users, accumulating their online behaviors, and evaluating users' credit and repayment ability accordingly.
For example, online data show that a user often exercises and maintains good work and rest habits, which to some extent shows that the user is in good health, so the price of purchasing commercial health insurance will be relatively low.
In the same way, a user often buys online, which shows to some extent that the user's spending power is relatively strong, so the loan amount he gets will be relatively high. It can be said that similar continuous daily data is not easy to be falsified.
At present, Xiaomi loan is only for some invited users. In the future, it will be linked with the invitation system and application system to further open to Xiaomi users.
At the same time, for users who have applied for cash credit, Xiaomi Finance provides "installment shopping" products and services, and users can choose the number of installments according to their own conditions to ease the shopping pressure of users on Xiaomi.
On May 15, 1 1 day, Xiaomi Financial app was officially launched, and the active treasure of the money fund products was launched.
On June 20 15 1 day, Xiaomi Fund was launched.
On September 2015 16, Xiaomi Finance started the first public beta of the credit product "Xiaomi Loan". Xiaomi users who participate in the public beta can quickly obtain credit loans without mortgage.
20 15 1 1.9, Xiaomi financial APP is released for the whole network, and all Android mobile phone users can download, install and use it. It includes three wealth management products: Xiaomi Lifelong Bao, Xiaomi Fund Bao and Xiaomi Term Bao.
20 16 1 14, Xiaomi financial products are launched every month.
2065438+June 1, in 2006, Xiaomi Insurance Xiaomi Children was launched.
2065438+On June 27th, 2006, Xiaomi Insurance was launched for critical illness.
2065438+On July 26th, 2006, Xiaomi Finance first promoted the asset management products of securities firms.
2065438+July 2006 1, Xiaomi insurance filial piety cancer prevention insurance was launched.
2065438+July 2, 20061day, Xiaomi Insurance comprehensive accident insurance was launched.
On August 2016 15, Xiaomi Bank Card Security Insurance was launched.
2065438+On August 24th, 2006, Xiaomi was insured as a child accident insurance line.