Two, the establishment of a professional insurance agency, shall meet the following conditions:
(1) The shareholders and promoters have a good reputation and have no record of major violations in the last three years;
(2) The registered capital has reached the minimum amount stipulated in the Company Law of People's Republic of China (PRC) (hereinafter referred to as the Company Law) and these Provisions;
(3) The articles of association of the company comply with the relevant provisions;
(four) the chairman, executive director and senior management personnel meet the qualifications of these provisions;
(5) Having a sound organizational structure and management system;
(6) Having a fixed residence suitable for its business scale;
(7) Having computer software and hardware facilities such as business and finance suitable for business development;
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The establishment of an insurance agency shall meet the following conditions:
1. There are promoters who meet the requirements of laws and regulations.
To set up an insurance agency, there should be corresponding promoters. The number of shareholders who set up a limited liability company is less than 50, and the number of promoters who set up a joint stock limited company is 200 to 200.
According to the Regulations on the Supervision of Professional Insurance Agencies and other laws and administrative regulations, some specific entities, such as institutions, associations and other units or individuals that cannot invest in enterprises, may not become sponsors or shareholders of professional insurance agencies.
In addition, in order to avoid opportunistic behaviors such as self-agency, employees of insurance companies should inform their insurance companies in writing when investing in insurance professional agencies; Where directors or senior managers of insurance companies or insurance intermediaries invest in insurance professional agencies, they shall also obtain the consent of the shareholders' meeting or shareholders' meeting in accordance with the relevant provisions of the Company Law.
2. The registered capital reaches the statutory limit.
Registered capital is the total share capital subscribed by all shareholders, and it is also the property basis for insurance agency companies to bear external responsibilities. Countries generally stipulate the minimum registered capital for the establishment of insurance agency companies.
China's "Regulations on the Administration of Insurance Agencies" in 2004 requires that the registered capital or contribution of an insurance agency established in the form of a limited liability company shall not be less than RMB 500,000; If it is established in the form of a joint stock limited company, its registered capital shall not be less than RMB1000000 yuan.
However, in 2009, the newly promulgated Regulations on the Supervision of Professional Insurance Agencies increased the registered capital. Article 7 stipulates that the registered capital of a professional insurance agency shall not be less than 2 million yuan. The business area is not limited to the insurance professional agency in the province, autonomous region or municipality directly under the Central Government where it is registered, and the registered capital is not less than RMB100000 yuan; The registered capital shall be paid-in monetary capital.
3. There are articles of association that comply with the law.
The articles of association are the basic principles of the company's organization and behavior, and also the basic documents of the company's establishment. It is formulated by the sponsors' shareholders, which regulates the basic issues such as the purpose of establishment, business scope, organizational structure and the way of exercising rights, and is legally binding on the shareholders, board of directors, board of supervisors, general manager and other senior management personnel of the company. The establishment of an insurance agency must have corresponding articles of association.
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