1, depending on qualifications
Take 360 Finance as an example. 360 Finance is an investment and financing information service platform established by Yinglao Equity Investment Fund Management Co., Ltd. in 20 13. Headquartered in Shanghai, the company has a registered capital of100000 RMB, and its managers have gathered outstanding talents with working experience at home and abroad in the fields of international finance, risk control, modern financial management, information technology and data analysis. The advisory group invited Mr. Wang Zhiguo, former vice chairman of the All-China Federation of Industry and Commerce, Professor Zhou Jianbo, director of the Institute of Social Economics of Peking University University of Economics, Professor Qing Wu of Beijing Foreign Studies University (the daughter of the famous writer Bing Xin), Professor Qian Jin, deputy director of the Institute of Economics of Chinese Academy of Social Sciences, Professor Han Shutang of Shandong University of Finance and Economics, and six social celebrities to form the advisory team of 360 Finance, which showed the strong strength and good social reputation of 360 Finance Company and doubled the trust of investors.
2. Look at the operation time
The platform that has been in operation for more than 2 years is the standard. Because a platform must operate for six months to more than one year to survive the initial difficult period, and a platform with a bad initial heart will not persist for so long without revealing any clues. Therefore, I suggest you choose P2P platform and try to choose a platform for more than 2 years. In addition, in the financial industry, data is king. If there is not enough time to accumulate effective data and constantly find and improve problems in practice, then this platform will definitely not survive. 360 Finance ranks among the best in the industry in this respect. For more than a year, we have been adhering to the true and transparent business philosophy and have been widely praised and trusted by the public. In short, Rome was not built in a day!
3. See if its risk control and risk control system is perfect.
360 Finance is a financial management platform approved by the national competent department and guaranteed by a third party. 360 Finance has set up a "three-trial" mechanism for the first trial, review and joint trial of the Risk Control Committee. In the risk control mode, all loans need mortgage and third-party guarantee except online docking investment projects, offline field investigation project risk control and the introduction of third-party guarantee institutions. In case of bad debts, the cooperative guarantee institution will transfer the principal and interest to the investor's account in time the next day after the repayment is delayed. If the guarantee company fails to meet the requirements, 360 Finance will advance the investor's principal and interest by the risk guarantee fund within 5 days. Therefore, among many financial platforms, the 360 financial platform is more secure and caters to the investment needs of investors.
In addition, there are some ways to quickly know whether a platform is reliable, just as we want to know more directly whether a person is reliable, we usually contact people around him or his friends. Similarly, we can also use this method to examine whether a platform is reliable. Here, 360 Finance sincerely welcomes the presence of investment friends, and your supervision is the driving force for the development of 360 Finance. 360 Finance will constantly improve itself according to the suggestions of investment friends and provide better financial services for the majority of investment friends.
I hope I can help you.