Evergrande Insurance bought at Agricultural Bank of China, paid by mobile phone, is it reliable?

Very reliable. Actually, there is no need to worry. It's the same whether it's a mobile phone or a company. Now is the Internet age, and Evergrande Insurance should also keep pace with the times. Evergrande Life Insurance is an insurance company registered with the China Insurance Regulatory Commission and supervised by the China Banking Regulatory Commission, which is relatively reliable. According to the information released by CBRC official website, there are currently 12 insurance group holding companies and 97 life insurance companies in Chinese mainland.

I. Information of Evergrande Life Insurance Company:

In terms of premium income, Evergrande Insurance was 42.023 billion yuan. In terms of solvency, according to the data, the core solvency adequacy ratio was 126.47% and the comprehensive solvency adequacy ratio was 128.4% in the first quarter of 2020. It meets the regulatory requirements of China Banking Regulatory Commission.

Second, the claim information:

The claim amount of Evergrande Insurance is 467 million yuan.

Three. Company's net profit:

The net profit of Evergrande Insurance is 27.35 million yuan. The net profit of Evergrande Insurance is relatively low, indicating that the profitability of Evergrande Insurance is lower than that of Ping An Insurance. However, low profits do not mean that the company is not good, but only that the company's business has changed.

Evergrande Life Insurance was established in 2006 with the approval of China Insurance Regulatory Commission. Evergrande Life Insurance Co., Ltd. takes the world's top 500 Evergrande Group as the largest shareholder, and Evergrande Life Insurance is an insurance company under Evergrande Group. At present, its total assets have exceeded 654.38 billion yuan.

There is absolutely no problem with the company, the key is to see what products you want to choose! Buying insurance mainly depends on contract terms and cost performance.

You can choose from the following dimensions:

1, the insurance liability should be clear. It is often heard that insurance products cover comprehensive liability, with "one policy covers all" as the selling point. I can only say that everyone must be cautious when it comes to this kind of insurance. The general insurance liability of this product is not clearly defined, which leads to the buyer's late arrival but the claim failure.

2. The premium return should be cautious. Many people always have this idea. If it does not appear, the premium will not be paid in vain. Therefore, return insurance is more favored by consumers, but this is not the case.

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Evergrande insurance is reliable. It is a formal insurance company approved by the State Insurance Regulatory Commission. Evergrande Group is its largest shareholder, and its products include life insurance, annuities, health and accidental injuries. The customer service telephone number of the insurance company is 4006368888. You can call for insurance business consultation and handling. In addition, Evergrande Insurance has set up branches in Jiangsu, Shenzhen, Guangdong, Henan, Hunan, Hubei, Shaanxi, Chongqing and Sichuan.