1. Log in to official website, the insurance company, and inquire about personal policy information. There will be a dividend introduction.
2. Call the customer service phone of the insurance company and ask the manual customer service to help you check the latest news of dividend insurance.
3. Go to the insurance company's business outlets and handle the dividend insurance inquiry business at the window.
4. According to the statement issued by the insurance company, the dividends and accumulated dividends of the current year are listed in detail.
Dividend insurance is a wealth management insurance product. People who buy dividend insurance can share the operating results of insurance companies in the form of dividends while receiving death protection and the return of survival funds.
The distributable surplus of dividend insurance comes from the difference between the death rate, return on investment and expense rate assumed by insurance companies and the actual situation. For example, there may be the following situations: the death rate of the actual insured population is lower than the hypothesis, or the actual investment income is higher than the hypothesis. These differences make insurance companies generate a certain surplus, which is the source of distributable surplus of dividend insurance.
Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.