Personally, everyone is in debt now, which is a big reason for wanting to start a business again.
Nowadays, the Internet, too many chicken soup articles, too many temptations and the exquisite life advocated by everyone have caused young people to be heavily in debt because of early consumption. Every month they have a headache and pay back their credit cards, and their income can't keep up with their debts. This is the status quo of many young people, who can't give up their exquisite life. At this time, they are thinking about how to get rich, how to succeed, how to pay off debts, how to be a boss and how to realize financial freedom every night.
At this time, you heard that someone started a business and made a lot of money to buy a house and a car, or at this time, a friend drew a bright future for you and pulled you into the business. At this time, your mind is not hot?
If you don't start a business, your debts will get higher and higher by working. If you work, you can't see the prospects and facts clearly. Tell your family and parents to keep their feet on the ground and cross the mountains. You can't do it, but you won't listen, so you have to borrow money to start a business, hoping that everyone will look up after making a lot of money. This is the main reason why people borrow money.
Of course, I don't mean that all entrepreneurs will fail, and I don't rule out success, but that is rare, because entrepreneurship itself is a risky thing, and most so-called entrepreneurs are shot to death on the beach.
Because if the project is really reliable, I think there will be a boss with real vision who will agree with your idea and choose to invest capital instead of borrowing money. Of course, if your heart is too big to let your boss know, you should start your own business. In fact, sometimes the exciting ideas we have been thinking about all night may not be worth mentioning in the eyes of some truly successful people, because they may have experienced them and know the routine.
Borrowing money to start a business itself took on greater risks, and even almost died before dawn because it could not borrow more money.
This is actually a lot of feelings caused by my real experience. I'm still heavily in debt, so I'll pay my debts slowly. Here, I also advise you not to start a business easily, let alone borrow money to start a business.
Suppose, what do I think about borrowing money to start a business? To put it bluntly, he borrowed his chicken, laid his own eggs, took his money and gambled on his happiness tomorrow.
Lending needs to be done well, and the projects that start their own businesses have characteristics, are unpopular and have good development prospects. Pay more interest or make some dividends to make everyone interested. Don't be afraid to earn more. Anyway, you earn more, otherwise no one will give us money for nothing.
Borrowing money to start a business is neither dead nor alive. If you don't keep the agreement and break your promise, if you can't repay the loan, you will have to be a lazy person.
If the company fails to start a business, it can't repay the loan. If the company dies, it can only die.
Borrowing money, going the wrong way, drilling evil ways, money is empty, no assets, only hooligans.
Here's a word of advice: investment is risky, so you need to be cautious when borrowing money. Dawn of surprises
If I borrow money to start a business, I don't recommend it This situation is actually gambling in life, and the money bet is still someone else's money! Win the best of both worlds, lose the ending is not very good! Borrow money from your parents. If you succeed, your parents will have a bright face. If you don't succeed, you will feel uncomfortable. I don't know how to face your parents. I feel guilty!
If it's relatives' money and business fails, it's very likely that they will die of old age for economic reasons. There are many such situations around me!
If it is a friend, it is not recommended! In the end, I may not even have friends because of money!
As an experienced person, I feel that if you want to start a business, you should start from the smallest, even if you are a wage earner!
Nowadays, many young people dream of getting rich overnight and becoming big bosses. Many successful bosses start from scratch!
If you start from scratch, you will accumulate a lot of work experience for yourself, accumulate your own venture capital bit by bit, and you will take fewer detours on the road to success in the future!
Even if the business fails in the future, I won't feel guilty in my heart! I won't feel guilty about borrowing money from others!
This is my opinion! [Yi tooth] [Yi tooth] [Yi tooth]
I tell you as an experienced person: whether you borrow money to start a business or start a business with your own funds, you must ask yourself a few questions before making a decision: First, are you ready? Second, have you settled the account? Third, do you have a retreat? Fourth, if you fail, will your life and that of your family be guaranteed? Under the premise of understanding these four questions, you still think you should start a business, so start a business!
Seeing your question, let me talk about myself first. It's rather tortuous, and I hope I can give you some suggestions. First of all, I started my business on 18. I thought I couldn't make money after working for three or four years, so I wanted to start my own business. That will be when take-out is hot, and the commission for Meituan and Hungry is 23%. I just want to build my own takeaway platform, so I opened a guest takeaway. I borrowed it at that time. There is a bill of 100 a day, which is income. However, I get 1500 every month. As a result, I think 1500 per month is not good, but I am still very tired. I declare my business a failure. Next, I was too tired to pay off my debts. I should have had a good meal. You can get stuck.
Careful, careful, careful again.
Personal experience, now I owe10 million!
There used to be a small shop with a stable business and an annual income of about 200 thousand, which was not much, but very happy.
By chance, a friend introduced a shop and went to see it. The location is quite good. At the door of the night market, it was decided at that time. The rent is 300 thousand a year, plus the decoration fee. When opening, * * * invested 6.5438+0.4 million yuan, and borrowed 800,000 yuan in the middle. Unexpectedly, within a few months of opening, the government vigorously rectified environmental protection and all the supper stalls were demolished. Next, business plummeted.
In order to cope with the sudden market changes, the store added barbecue and changed to open 24 hours a day. After a few months, the business has improved greatly, and it can be seen that it has survived. When I was happy, the whole country set off a campaign to eliminate evils, and the surrounding night shows and entertainment places. Basically closed, and no one came out to spend at night. So I persisted for several months until the rent was exhausted and the market didn't improve, so I had to.
Unfortunately, there were too many devices to deal with, so I reopened one in another place. The rent is about 6.5438+0.2 million yuan a year. Just one week after the renovation, pneumonia broke out. Until now, it has been empty, as if it had been a year!
If you have entrepreneurial friends, try not to borrow money. Debt collection is really difficult.
Many people don't start their businesses from scratch.
Many bosses are just starting out, relying on the help of relatives and friends.
Get up! Don't trust those who depend on themselves. This society supports each other. Take this step boldly if you have an idea. Don't be afraid of failure. If it's a big deal, start all over again. Let's go