In terms of insurance, cancer in situ is not covered, that is to say

No claim for cancer in situ in insurance means that the cure rate of cancer in situ is high, the treatment cost is low, patients can return to normal work quickly without spending huge medical expenses, and the economic income loss is less. Therefore, in the critical illness liability of critical illness insurance, cancer in situ cannot be settled.

Because the cancer cells in situ have no infiltration or metastasis, they can be cured by regular treatment. In other words, if cancer can be found in situ, it will be easy to treat and will not cause great harm to the body.

Usually, the major illness designated by insurance companies is serious illness or surgery. Once sick, it will often cause serious damage to the body, even life-threatening, and the cost of treatment is relatively high. As a very early cancer, cancer in situ is obviously not "heavy" or "big". The so-called "not serious enough" means that cancer in situ is not a very serious disease and is usually not life-threatening. It can be cured and will not have much impact on the quality of life in the future.

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