The insurance contract concluded by both parties is legal and valid, and the defendant should make compensation according to the contract. The appraisal procedure of Zhongheng Insurance Appraiser Co., Ltd. is legal, so the appraisal of Zhongheng Insurance Appraiser Co., Ltd. is reasonable.
Zhongheng Insurance Appraiser Co., Ltd. (formerly Anhui Zhongheng Insurance Appraiser Co., Ltd.), established in 2008, is located in Hefei City, Anhui Province, and is an enterprise specializing in the insurance industry.