What if the car is detained by the guarantee company?

Follow-up: Now I continue to repay the loan every month, and the company asks me for tens of thousands of late fees. It is possible that there was an accident during the withholding period, and the traffic police contacted the owner directly, so I can compensate for the repair cost of the company car? I will also sue the company in court. Thank you ... Answer: This question is answered in two aspects. First, you didn't repay the loan in time. Is there an agreement on overdue repayment in the contract signed at the time of the original loan? With your late fee, there is no shortage. Generally, lawyers will repeatedly consider the contract of the guarantee company when placing an order, and all terms are based on the interests of Party A. So you need to communicate this with the guarantee company. But in the meantime, your car can't be brought out. Your contract has not been fulfilled, so the car is still in the pledge period. If you don't repay the loan for a long time, the guarantee company will dispose of your pledged car through the court. Second, during the period of vehicle pledge, the guarantee company has no right to use the pledge, so all damage to the vehicle during this period should be compensated by the guarantee company. You need to go to the repair shop to know the severity of the accident and the approximate repair cost. This is the basic situation. Any questions to add? Follow-up: Now the court has filed a civil lawsuit, and we lost the case. He can't have sold my car and written it off. Now we are suing the guarantee company in the local court. What are the odds? A: If your loan is not repaid within the time limit stipulated in the loan contract, the guarantee company will bring a lawsuit to the court. As you said, you have lost the case, so what is the verdict of the first instance? If you don't appeal after the judgment of first instance. Then the guarantee company can auction the pledge, or find the buyer by itself, and go directly to the vehicle management office with the court judgment to transfer the ownership to the car buyer. If the proceeds from car sales overflow, the guarantee company will return the overflow to you (but this is basically not the case. )。 Now it depends on what you want to do. If you want to sue the guarantee company, only you can settle all the money with interest. Then sue the guarantee company. The only reason to sue is that the guarantee company used your pledge (that is, your car) without authorization and caused damage. They have no reason to do so. You can find a lawyer to find some articles from this point to sue the guarantee company and tell them that you are not refusing to repay the loan, but are completely afraid that they will give you an accident car. If you want to do this, it means that you have the ability to repay all the principal and its late fees. If you don't understand, continue to add.