The loan process of Wuhai Bank is to submit an application first, and then submit personal information including the original ID card and real estate license. After receiving it, the bank will review the submitted materials, sign a contract at the outlet after the approval, and wait for other warrants to mortgage before lending.
Under normal circumstances, banks also have certain restrictions on the income of borrowers with good personal credit status who require second-generation ID cards, stable work certificates, income certificates and loan use certificates. Generally, borrowers are required to earn more than 4,000 yuan per month. After submitting the relevant application materials, you can apply for a loan with a monthly income of 5-8 times through bank review.