Hello, I signed a contract with Shanghai Songjiang Hejun Microfinance Co., Ltd. But I didn't notice that the contract required me to pay 1000 yuan insurance.

It's online fraud. The person you contacted online must be Gui Li, a liar and an impostor.

These small loan companies only handle loans and other related businesses through the actual office space, and do not provide loan services through any telephone or website. Anyone who solicits business online and signs contracts by fax is a liar. The usual means of this kind of fraud is to induce you to "register your personal information" and "sign a contract" in a certain name, and then cheat you. If you refuse, the swindler will tell you that you have been prosecuted on trumped-up charges such as suspected breach of contract, falsely claiming to send you a summons, and even take coercive measures to scare you into paying the so-called liquidated damages, termination payments, settlement payments, deposits, fines, security deposits, etc.