According to the data of Hubei Provincial People's Government, the loan term of Hubei Xiantao is 1-5 years, with an annual interest rate of 2.75%, and the loan term is 6-30 years, with an annual interest rate of 3.25%. For the second house, the loan interest rate is 1. 1 times the loan interest rate for the same period.
Conditions of loan in Xiantao, Hubei Province: A natural person with valid identity documents and full capacity for civil conduct, where the unit or individual has continuously paid the housing provident fund in full for more than 6 months.