What information does a branch need to open a general account in a bank?

Ordinary accounts are based on the existing basic deposit account, and other accounts are opened as ordinary accounts. There can be multiple ordinary accounts, but ordinary accounts can't handle cash withdrawal business, only transfer money.

The information required for the company to open an ordinary account is as follows

1, loan contract or loan voucher.

2. Proof that basic deposit account depositors agree to open accounts in their non-independent accounting units.

3. Original and duplicate of business license.

4. National tax and local tax registration certificate.

5. Account opening permit.

6. Legal person ID card.

7. Agent's ID card.

8. Official seal, corporate seal and special financial seal of the unit.

9. If you need an agent, you need a legal person power of attorney and a power of attorney. (A4 copy is required above)

Extended data

1. As long as you have obtained the qualification of enterprise legal person, you can apply to any bank for opening a general bank account with relevant materials.

2. There are settlement needs such as loans. There is no limit to the number of general deposit accounts that depositors can open, and depositors can choose their own banks according to their needs.

3. On the one hand, depositors can enjoy the special services of different banks. For example, a bank's clearing system has a fast remittance settlement speed, and a bank can open a general deposit account according to business needs.

4. On the other hand, in order to avoid the risks brought by centralized deposit of funds in one bank, depositors can independently choose a deposit bank with better cooperation between banks and enterprises to open a general deposit account according to their own operating characteristics.

Baidu encyclopedia-general deposit account

Baidu Encyclopedia-Bank Account Opening Process