Yesterday, about 20 citizens came to the door of Longjiang Sub-branch in Shunde, a bank, and wanted to get back more than 50 million yuan of wealth management funds invested before. According to reports, these 10 citizens bought four wealth management products belonging to four investment companies through two account managers of the bank, claiming a high rate of return of 9% and 1 1%, and agreed to return the principal and interest in full after one year. However, to their surprise, when the time came, the account managers said that there was something wrong with the wealth management products, and suggested that the citizens who bought the wealth management products report the case. In response, the branch responded that the sales of this wealth management product are purely the personal behavior of the wealth management manager and have nothing to do with the bank. It is recommended that citizens take legal procedures to protect their rights. In response to this matter, some insiders believe that this matter may be the legendary "flying order", which belongs to the "collusion" between bank insiders and external investment companies to sell wealth management products unrelated to banks, thus leading to the public being cheated.
Text/Guangzhou Daily reporter Chen
Report:
Buy high-yield wealth management products quilt cover
Mr. Chen, a middle-aged man from Zhejiang, has a hardware factory in Longjiang, Shunde, and has a slight balance on hand. On weekdays, he often has business dealings with the branches involved. But this time, his accumulated quilt cover funds exceeded 6,543,800+million, and he was one of the people who suffered the most. It is understood that the wealth management products that citizens have been cheated to buy belong to four wealth management products of four companies, four of which are Huarong Puyin, Zhongrong Hon Hai, Zhonghe Taifu and Zhong Fang United, and the claimed income is above 9%.
Mr. Chen told reporters that he met an account manager named Cai Yanting because of his business dealings with the bank. In June last year, manager Cai recommended high-return wealth management products to him, claiming that the investment was below 6.5438+0 million, with a return rate of 9%; If the investment is greater than 1 10,000, there will be a rate of return of 1 1%. Seeing that such a high income is a wealth management product sold by a regular bank, Mr. Chen was tempted and invested 6,543,800 yuan to buy the wealth management product. Later, relatives and friends added more than 6,543,800 yuan.
By the end of last year, the half-year deadline for the first purchase of wealth management products arrived, and Mr. Chen got 9% interest as he wished, amounting to several hundred thousand yuan. However, in July, Manager Cai suddenly said that there was a problem with the wealth management products and suggested that they go to the police, so Mr. Chen also joined other "quilt" citizens to formally report to the police.
Event:
Accumulated quilt cover exceeds 50 million
A few months passed, and the principal and interest promised at the beginning were gone. Seeing that the money he invested was afraid of "hitting Shui Piao", yesterday, Mr. Chen and other trapped citizens went to Longjiang Sub-branch of Shunde Bank to "discuss". In this regard, many trapped citizens stressed to reporters that the account manager was also promoted in the name of bank wealth management products, and all the agreements were signed in the bank lobby, so the bank should be responsible for this matter.
The reporter learned that most of the nearly 20 citizens who went to the bank to discuss their opinions were buying wealth management products for the first time, and they realized that something was wrong because they could not collect the principal and interest after the expiration of one year. According to Mr. Chen's preliminary statistics, the wealth management products they bought ranged from hundreds of thousands to tens of millions. At present, they know that there are more than 20 citizens who claim to have been cheated. That is to say, only the first batch of people they found, they were given more than 50 million yuan in funds.