Why should lawyers be risk agents in private lending? What is the agency responsibility of private lending disputes?

1, private lending asks a lawyer as a risk agent to collect debts, which is the agreed term of risk agency and the amount of agency fee. 2. Risk agency refers to a special entrusted litigation agent between the entrusted agent and the parties. The client does not pay the agency fee in advance, and after the execution of the case, the client pays a certain proportion of the creditor's rights to the agent as a reward. If the case is lost or the execution fails, the agent will not be rewarded; If the creditor's rights are executed in place, the client will pay the agent in accordance with the agreed high proportion, which has certain risks for both parties, so it is called risk agency. 3. According to the relevant provisions of the Measures for the Administration of Lawyers' Service Fees, risk agency can be applied to private lending disputes. Among them, Article 13 clearly stipulates that "to implement the risk agency fee, the law firm shall sign a risk agency fee contract with the client, stipulating the risk responsibility, charging method, charging amount or proportion that both parties should bear. The implementation of risk agency fees, the maximum amount of fees shall not be higher than 30% of the amount agreed in the fee contract. " 4. Risk agents can be divided into all risk agents and some risk agents. (1) All-risk agent: negotiated with the agent according to the specific circumstances of the case. Generally, it is charged according to the proportion of the case results, not exceeding 30% of the contract amount. (2) Partial risk agency: after paying a certain basic agency fee in advance, the agency fee will be paid in proportion according to the results, which is lower than the above-mentioned all-risk agency. 5. The parties can freely choose the risk agent according to the specific circumstances.