Security guarantee of medical loan

1, loan review and guarantee: after the customer applies for a loan, the medical loan will analyze the basic information of the customer. Conduct detailed and meticulous investigations through effective channels such as the Internet and telephone. Avoid the fraud risk of bad customers. After the data information is verified, it is evaluated according to the personal credit risk analysis system, and the approval result is finally decided after double review and confirmation by experienced loan auditors.

2. There is a special risk reserve account for medical loans: this is a special account for the same interests of the financial managers served by medical loans, which is opened separately in the name of medical loans and managed by them. When the borrower (debtor) fails to repay the loan, the medical loan will withdraw funds from the risk reserve account to advance the principal and interest that the wealth manager (creditor) should charge according to the rules for the use of account funds.

3. Third-party fund custody: At present, the medical loan company keeps the customer's transaction funds in full accordance with the standard mode of special account and special fund, so the customer's transaction funds in the medical loan company can be completely assured.

4. User resources and privacy protection: Protecting user privacy and data security is one of the most important responsibilities of medical loans. In the transport layer, we use encrypted data for transmission to prevent network subcontracting from being intercepted and causing data leakage.