What kind of loan does the Shangyi loan of Changsha Rural Bank belong to?

Personal business loan. Changsha Rural Bank Shangyi Loan is a personal business loan, which aims to provide convenient and flexible business loan services for small and micro business owners and individual industrial and commercial households. Shangyi loan is characterized by flexibility and convenience. Because it is a personal business loan, there is no need to provide collateral or guarantor, which simplifies the loan application process.