The loan contract refers to the legal document signed by the bank and the borrower to stipulate the rights and obligations between the parties involved in the loan, including the corresponding electronic contract file information established by the system according to the text contract. Signing a loan contract with the bank only shows that both parties have reached an agreement on the loan, which does not mean that the bank will give the loan to the borrower, that is, it does not mean that the borrower has received the loan from the bank. The loan receipt refers to the document used to calculate the borrowing of funds when the loan is issued according to the contract information. It is the proof that the bank has fulfilled the loan contract, indicating how many loans the bank has issued to the borrower and that the borrower has received the loan from the bank.