It is conditional to transfer money from a company account to a personal card. Not all the money in company accounts can be transferred to personal cards. It is possible to transfer money from the company account to the personal card under the following circumstances, such as: labor costs, wages, personal contract funds for small projects and other financial systems; Each check can only be less than 50 thousand yuan, which can be transferred for travel expenses and labor expenses, without attachments. If a large amount of funds need to be transferred for borrowing or other purposes, a loan contract must be provided.
Company accounts refer to basic account, general accounts, temporary accounts and special accounts. A unit can only open one basic account. Others, such as ordinary accounts, a company can open multiple accounts according to business needs, and the number is not limited. According to the account management regulations of the People's Bank of China, an enterprise can only open one basic account, but it can open multiple general accounts. If another account can be withdrawn, and the investor has a certain special purpose, then you can apply for a special account in the bank to withdraw money.
Basic deposit account is a bank settlement account that depositors need to open for daily transfer settlement and cash receipt and payment. An enterprise or institution can only open a basic deposit account in one bank. Depositors can only withdraw wages, bonuses and other cash through basic account.
A general deposit account is a bank settlement account opened by depositors in banking institutions outside basic deposit account for loans or other settlement needs. This account can handle transfer settlement and cash deposit, but it cannot handle cash withdrawal.
Special deposit account is a bank settlement account opened by depositors in accordance with laws, administrative regulations and rules for special management and use of their special funds. Special deposit accounts are used to handle the receipt and payment of special funds, and special deposit accounts that allow cash withdrawal must be approved. Capital construction funds, renovation funds, extra-budgetary funds, grain, cotton and oil purchase funds, unit bank card reserve funds, securities trading settlement funds, futures trading deposits, interbank funds deposited by financial institutions, income remittance funds and business expenditure funds, unit party, league and trade union organization funds and other funds that need special management and use according to regulations may apply for opening special deposit accounts.