Reason:
1. Collection behavior is restricted by law: According to the relevant laws and regulations of China, online loan companies are not allowed to collect money by threats, insults, intimidation, etc. Door-to-door collection is an invasion of the borrower's privacy, which may cause security problems and violate the law.
2. Online loan companies generally use other methods to make dunning: Online loan companies generally contact borrowers for dunning by telephone, SMS, email, etc. They can ask the borrower to repay, or negotiate with him to make a repayment plan, but they can't go to the door directly to collect money.
3. Collection agencies may be controlled and supervised: In China, the collection industry is strictly managed. Legal collection agencies need to be approved and registered by government departments and abide by relevant laws and regulations. These institutions also have clear regulations that do not allow the use of violence or improper means for collection.
Summary:
In China, online lending companies will not send collection personnel to directly collect money. This is because the law prohibits threats, insults and intimidation of borrowers, and there are clear regulations and restrictions on collection. Online lending companies usually take other channels to contact borrowers to collect arrears. If the borrower encounters threats or improper collection, he can complain to the relevant departments.