The most important thing for black bank customers is to find ways to repair their personal credit records. If they have become customers of the black bank, they should definitely not have the idea and practice of breaking the jar. Instead, they should try their best to repair their credit records. For example, if they have personal credit cards, they should regulate their consumption, repay in full and on time, and take the rest of the loan behavior seriously. Generally, after two to three years of repair, their personal credit records can be basically restored, and then they can apply for loans from banks.